I'm sure this is a tired topic, but everyone has an opinion on it, so I figure I'll share mine.
I'm by no means a frequent flyer, in fact I signed up for Aeroplan so I could get the $3 discount per flight leg by being able to decline the Aeroplan points. They'll probably expire before I get anything out of them.
Here's my take:
I have absolutely no idea what kind of help they can offer over the phone, so if you're aware, please post a comment here.
Here's (mostly) why:
Mastercards and Visa Cards for Canadian Teens
CIBC Launches First Debit Visa Card in Canada
The best bank account in Canada, for those that need an advanced banking package with a ton of features is the TD Canada Trust Select Service Account.
Well, it's January 27th, and I just received my CitiMastercard Enrich Rebate cheque. Their credit card is pretty much the only one in Canada that gives you 1% cash back from the first dollar with no annual fees and no minimums (though there is a max rebate of $250/year I think).
The cheques are mailed out of Toronto/Mississauga, so it's likely an overnight thing for me, but those out East or West might need to wait a few days before getting them.
As stated in my review of the prepaid cards available on the Canadian market, there are those that are non-reloadable and anonymous, and those that are reloadable and engraved with your name and everything.
Seriously, I'd highly recommend reading through my Canadian Prepaid Visa & Mastercard review. Seriously.
Avoid the MuchMusic Prepaid Card, you pay too much for what you get.
Just thought others would benefit from this read world experience.
I shipped a package via Canada Post Surface Mail from Toronto Ontario Canada to Paris France.
I'm sure UPS/Fedex/DHL could get it there faster, but probably at a substantially higher price.
Get Rid of that Spare Change!
2013 Update: Rob reports that now >300 locations with coin machines, so do a search on http://www.tdcanadatrust.com/customer-service/contact-us/branch-locator/index.jsp
CIBC offers two Dividend Visas:
These are their two Visa credit cards that offer cash back rewards. Not points, but cash. I'll address their Aerogold and Aventura Visa cards in a later article. But for now...
Of course, confirm everything with your bank. There may be exceptions, get the sure answer from them.
Do you make a lot of purchases where you can't use a credit card, or perhaps you don't qualify for a decent rewards credit card, like the Citi Enrich 1% Cash Back card?
Well, there are actually reward DEBIT cards (yes, those Interac cards) available for Canadians.
For Canadians, a valid passport is already required for those planning on entering the United States via Air, such as an international flight from Toronto to Seattle. However, a passport would NOT be required if you were to drive across the border to Buffalo and then take a flight to Seattle from there. This is as of 2008.
Good news: As of July 1st, 2013, a 10 year passport will be available for $160 (about double the previous cost of a 5 year passport, so it evens out). 5 year passports will cost $120 (from $87, I think it was).
Tracking Your Passport Application
All Canadian Passport Applications are trackable. Your receipt should have a file number, but even if this has been lost, you can still fill in your other relevant information.
Update: Passport Application Renewals:
The new "Simplified Passport Application Renewal" Procedure seems to be eligible for the same Epass short-lineups, but I think this might depend on the location.